Articles

Articles

Should I take out a loan?

Borrowing money is a part of everyday life, individuals do it, companies do it and governments do it. Why a loan? For individuals, a personal loan can be used for a host of different reasons: A special occasion like a …

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What is a credit search?

Credit searching is the process performed by lenders and other companies to calculate whether they are prepared to lend to you. The process delivers a credit score. How does credit searching work? You must provide authority to any lender or …

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What is a second charge mortgage?

A second charge mortgage loan is another or second loan secured against the value of your property.  It is given the term ‘second’ because the lender of a second charge property has second settlement priority behind your first lender. This …

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What is debt consolidation?

Ever felt you have too many credit cards, store cards and small loans? Debt consolidation brings all these different smaller debts together into a single monthly payment. How does debt consolidation work? A new loan is taken out and the …

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