Holiday Loan

Holiday Loan

Whether you are planning that holiday of a lifetime, your honeymoon or your family deserve a break to recharge those batteries or even if you need a little financial boost for your spending money, we can help you on your way with a holiday loan from hmc.money.

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What is a holiday loan?

A holiday loan can allow you to take that much needed holiday or visit family abroad whilst paying for it in manageable payments over a period of time.

How does it work?

This type of loan makes a one-off payment into your account. You then make a monthly fixed repayment, with interest, for the lifetime of the loan to pay it back. This allows you to budget your repayments.

How much can I borrow?

The amount you can borrow depends on your circumstances and whether you opt for a secured or an unsecured loan. With a secured loan or second charge mortgage you can borrow between £5,000 and £2,500,000 over 3 to 35 years. If you choose to opt for an unsecured loan you can borrow between £1,000 and £30,000 over 1 to 5 years. Remember to factor in your spending money and whether you will need specialist travel insurance too as this can increase the amount you wish to borrow.

The amount of the term loan that you will be eligible to apply for and the interest rate that you will be offered will be dependent on the income and expenditure information that you provide us and the results of the credit checks which we will carry out.

What do I do next?

Simply decide the type, amount and length of loan that you are looking for and complete the online application form. hmc.money will then explore offers and will help you along the application process.

Within 24 hours of submitting your application you will receive a call from our customer services team to discuss your requirement further. If your loan is approved we will forward to you your loan agreement and second charge mortgage document for you to review, sign and return. Please note that you should read the loan agreement (and any ancillary documentation) very carefully. You should only proceed to sign and return these documents if you are completely happy with the terms of your loan.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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