Medical Loan

Medical Loan

Whether it’s finance for cosmetic surgery, laser eye surgery, dental surgery or other procedures, hmc.money can help with the loan that’s right for you.

Apply Now

What is a medical loan?

A medical loan means you can have the procedure you need now and fund it in manageable instalments after you have had the treatment.

How does it work?

This type of loan makes a one-off payment into your account. You then make a monthly fixed repayment, with interest, for the lifetime of the loan to pay it back.

How much can I borrow?

The amount you can borrow depends on your circumstances and whether you opt for a secured or an unsecured loan. With a secured loan or second charge mortgage you can borrow between £5,000 and £2,500,000 over 3 to 35 years. If you choose to opt for an unsecured loan you can borrow between £1,000 and £30,000 over 1 to 5 years.

The amount of the term loan that you will be eligible to apply for and the interest rate that you will be offered will be dependent on the income, expenditure and security information that you provide us as part of your application and the results of the credit checks which we will carry out.

What do I do next?

Simply decide the type, amount and length of loan that you are looking for and register your interest. Hmc.money will then explore offers and will help you along the application process.

Within 24 hours of registering your interest you will receive a call from our customer services team to discuss your requirements. If your loan application is approved we’ll post out the loan agreement and document pack to you to review, sign and return. Please note that you should read the loan agreement (and any ancillary documentation) very carefully. You should only proceed to sign and return the loan agreement (and any ancillary documentation) if you are completely happy the terms of your loan.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Apply Now